TERMS OF USE
Welcome to AMERICAN ENTERPRISE AND ASSOCIATES LLC.( HEREINAFTER REFERRED TO AS “AEAA”, “WE”, “US”,) IS NOT A LICENSED BANK, OR SOLICITOR OR AS DEFINED BY FEDERAL, STATE OR LOCAL LAW. “AEAA” PROVIDES THE INFORMATION IN THIS SITE SOLELY FOR THE PUBLIC USE AND MEMBERS AND IN NO WAY PROCLAIMS TO BE A BANK INSTITUTION.
The materials on this website (the “Site”) are provided to customers by AEAA for informational purposes only. Copies may be downloaded from the Site subject to the provisions below. By accessing this Site and downloading any materials or using any services on this Site, you agree to be bound by all the terms herein (“Terms Agreement”). If you do not agree to them, do not use the site or services, or download any materials from it. You must read and agree with all the terms and conditions contained in this Agreement and the AEAA Website privacy policy then in effect (“Privacy Policy”), which is incorporated by reference, before you use the service.. If you do not agree to be bound by the terms and conditions of this Agreement, you may not use or access the materials or services contained on this Site. OWNERSHIP: AEAA is owned and operated by AMERICAN ENTERPRISE AND ASSOCIATES LLC.
DISCLAIMER: AEAA PROVIDES THIS SITE, AND THE MATERIALS AND SERVICES ON THIS SITE, “AS IS”, “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO THE SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AEAA MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. AEAA DISCLAIMS ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION: (i) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT; (ii) WARRANTIES OR CONDITIONS ARISING THROUGH COARSE OF DEALING OR USAGE OF TRADE; (iii) WARRANTIES OR CONDITIONS THAT ACCESS TO OR USE OF THE SITE OR OUR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT AS TO TERMS OF USE. FURTHER, ANMC, ITS EMPLOYEES, AGENTS, VENDORS AND SUPPLIERS DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT GRAPHICS TO THESE MATERIALS OR TO THE PRODUCTS DESCRIBED THEREIN AT ANY TIME WITHOUT PRIOR NOTICE, AND AEAA MAKES NO COMMITMENT TO UPDATE THE MATERIALS ON THIS SITE ON ANY PARTICULAR SCHEDULE.
IN NO EVENT WILL AEAA BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THIS AGREEMENT OR YOUR USE OF THIS SITE OR THE MATERIALS OR SERVICES ON THIS SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) STRICT LIABILITY, (4) TORT, (5) NEGLIGENCE, (6) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU ARE DISSATISFIED, YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, OR HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST ANMC WITH RESPECT TO THIS AGREEMENT OR OUR SITE OUR SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO THE DISCONTINUE USING THE SITE AND OR SERVICES. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY OR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THUS THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
LOAN PRODUCTS AND SERVICES: AEAA is an online marketplace where you can research and find commercial and/or residential loan products through one or more of our third party servicers/lenders. You understand and agree that if you submit a request for a loan product or service offered through a third party service provider on our Site, you will share your personal information ( such as your full name, address, telephone number, and social security number) with these service providers to process and fulfill your request. You authorize AMERICAN ENTERPRISE AND ASSOCIATES LLC. in its sole discretion, to use your social security number to obtain your credit score for the purpose of matching your request with providers & lenders. You further authorize the providers that receive your personal information to use your social security number to pull your credit score and credit for the purpose of processing and fulfilling your request. You acknowledge AMERICAN ENTERPRISE AND ASSOCIATES LLC. does not make loan or credit decisions and AEAA is not a party to any agreement that you may make with these providers and these providers are solely responsible for their services to you. You further acknowledge that AEAA is not acting as your agent or broker and is not recommending any particular loan product or provider to you. Any compensation AEAA may receives is paid by the individual service provider for the products and services rendered by AEAA to that particular provider. AEAA does not charge you a fee to use the AEAA website. You understand that requirements for a particular loan product you have provided made by the individual service providers and AEAA does not endorse, warrant, or guarantee the products or services of any service providers. Nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.
By submitting your request for a loan product, you are consenting to be contacted by one or more service providers either by telephone, email, or regular mail based on the information you have provided to us, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, the Do Not Call List of an internal company. You understand that these providers may maintain the information you submitted to AEAA whether you elect to use their services or not. In the event you no longer want to receive communications from a particular service provider, you agree to notify the provider directly. You also give AEAA permission to send you periodic updates of current loan products that may be of interest to you.
OTHER PRODUCTS AND SERVICES: You understand and agree that if you request a product or service other than a loan product which is offered through our site, AEAA will share your information with certain business partners to process and fulfill your request. You further agree our business partners may contact you by telephone, email or mail based on the information you have provided to us, even if you have opted out the National Do Not Call List administered by the Federal Trade Commission, any equivalent Do Not Call List, of an internal company. You understand that AEAA business partners may maintain the information you submitted to AEAA whether you elect to use their services or not. In the event you no longer want to receive communications from any ANMC partner, you agree to notify the partner directly.
PROPRIETARY RIGHTS/US GOVERNMENT RESTRICTIONS: By accessing this Site and/or our services, you acknowledge and agree that the services provided and any necessary software used in connection with the services (“Software”) contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further agree that all materials and/or content, including but not limited to , articles, artwork, screen shots, graphics, logos, text, drawings and other files on the AEAA Website or as a part of our services are copyrights, trademarks, service marks, patents or other proprietary rights of AEAA or their respective intellectual property owners. Except as expressly authorized by AEAA, you agree not to modify, copy, reproduce, sell, distribute or create derivative works based on or contained within the services or the software, in whole or in part.
USER MATERIAL/POSTING: Any material, information or other communication you transmit or post to this Site will be considered non-confidential and non-proprietary (“Communications”). AEAA and its designees will be free to copy , disclose, distribute, incorporate and otherwise use the communications and all data, images, sounds, text, and other things embodied herein for any and all commercial and non-commercial purposes. You must not (i) submit, transmit or facilitate the distribution of information or content that is harmful, abusive, racially or ethnically offensive, vulgar, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, or in a reasonable person’s view, objectionable; (ii) submit, transmit, promote or distribute information or content that is illegal; (iii) attempt to interfere with, compromise the system integrity, or security, or decipher any transmissions to or from the servers running our services; (iv) take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (v) upload invalid data, viruses, worms, or other software agents through our services; (vi) use any robot, spider, scraper, or other automated access our services for any purpose without our express written permission. (vii) impersonate another person or otherwise misrepresent your affiliation with a person or entity, conduct fraud, hide or attempt to hide your identity. (viii) submit, upload, post, email, transmit or otherwise make available any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationship; (ix) interfere with the proper working of our services; or, (x) bypass the measures we may use to prevent or restrict access to our services.
LINKS TO OUR SITE: There may be certain other websites linked to the AEAA site. Any sites that are linked to AEAA are outside the control of AEAA and AEAA assumes no responsibility whatsoever for the content, advertising or products of any linked site or any link contained in a linked site. AEAA reserves the right to terminate any link or linking program at any time without prior notice. Further, AEAA does not endorse companies or products to which it links and reserves the right to note as such on its web pages. If you choose to access any of the sites linked to this Site, you do so entirely at your own risk and expense. You further acknowledge and agree that AEAA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products, goods or services available on or through any such website.
APPLICABLE LAW: This Site is operated and controlled by AMERICAN ENTERPRISE AND ASSOCIATES LLC., from its offices within the United States of America in the State of Florida. AEAA makes no warranties or representation that materials in this Site are legal, appropriate or available for use in other locations, and access to them from territories where their content is illegal and expressly prohibited. Those who choose to access this Site from other locations do so on their own initiative , at their own risk and expense, and are solely responsible for compliance with applicable local laws. You may not use or export the materials on this Site in violation of U.S. Export Laws and Regulations. Any claim relating to the Materials shall be governed by the internal substantive laws of the United States of America.
THIS AGREEMENT will be interpreted in accordance with the laws of the State of Florida, without regard to the conflicts of laws, principles thereof:
THE PARTIES AGREE THIS AGREEMENT HAS BEEN ENTERED INTO AT AMERICAN ENTERPRISE AND ASSOCIATES LLC. PLACE OF BUSINESS IN HILLSBOROUGH COUNTY , STATE OF FLORIDA, AND ANY ARBITRATION, LEGAL ACTION, OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT MUST BE COMMENCED AND TAKE PLACE IN HILLSBOROUGH COUNTY, STATE OF FLORIDA.
TERMS AND CONDITIONS: AEAA reserves the right to update, delete, amend or revise these terms at any time without prior notice by changing this posting. You should visit this page time-to-time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.
INDEMNIFICATION FOR USE: You agree and indemnify AMERICAN ENTERPRISE AND ASSOCIATES LLC., its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors, members, and employees harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of our Site and related services, the violation of this Agreement by you, or the infringement by you, or any other user of our services using your computer, of any intellectual property or other right of any person or entity. AEAA reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
WAIVER/SEVERABILITY: The failure of AEAA to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provisions of the Agreement to remain in full force and effect.
OUR PRIVACY POLICY: AMERICAN ENTERPRISE AND ASSOCIATES LLC. – respects your privacy. Any and all information you provide will be kept strictly confidential and will not be sold, reused, rented, loaned or otherwise disclosed. Any information you give AMERICANENTERPRISEUSA.COM will be held with the utmost care, and will not be used in ways that you have not consented to. If you have any questions, please let us know.
RESALE OR DISCLOSURE OF INFORMATION TO THIRD PARTIES: AMERICAN ENTERPRISE AND ASSOCIATES LLC. does not sell, rent, loan, trade, or lease any personal information collected at our site, including membership lists or email lists. Information collected on our website does not collect information about its users. AMERICANENTERPRISEUSA.COM are not personally identifiable, and we make no attempt to link them with the individuals that actually browse the site. We do not use cookies to gain information from you. AMERICAN ENTERPRISE AND ASSOCIATES LLC. and AMERICANENTERPRISEUSA.COM will not share your email address with any third party.
RELEASE: BY ACCESSING THIS SITE OR THE MATERIALS AND SERVICES ON THIS SITE, YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE AEAA AND ITS AFFILIATES, PARTNERS, SERVICE PROVIDERS, VENDORS AND CONTRACTORS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, AND ALL OTHER RELATED PERSONS OR ENTITIES FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS AND DISBURSEMENTS OF ANY NATURE WHATSOEVER, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THIS SITE OR THE MATERIALS AND SERVICES ON THIS SITE.
DISCLOSURE OF YOUR INFORMATION: You acknowledge, consent and agree that AEAA may access, preserve, and disclose the information we collect about you if required to do so by law or in good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce this Agreement/Terms of Use; (iii) respond to claims that any information or content violated the rights of the third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property, or personal safety of AEAA, its users and the public.
STATUTE OF LIMITATIONS: YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW OF THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF RELATED TO USE OF THE SERVICE OR THE AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.
American Enterprise and Associates LLC. (CORP. OFFICE)
3820 Northdale Drive Suite 111
Tampa, Florida 33624
1-888-392-2568